Terms of Use

  • These Terms of Use (“Terms”, “Terms of Use”, “Agreement” or “Service Agreement”) govern your relationship with the Note service (“Service”) operated by ChainBow Co. Ltd. (“us”, “we”, or “our”). Please read this document carefully, as you will be legally bound by these terms. Your access to and use of the Service is based on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service. By accessing or using the Service, you agree to be bound by these Terms and accept all legal consequences. If you do not agree to the terms and conditions of this Agreement, in whole or in part, please do not use the Service.

  • Service Description

    The “Service” refers to (a) ChainBow Co. Ltd.'s password management, secure document storage, administrative and related systems and technologies, as well as the website https://note.sv (“Site”), and (b) all software (including the Software, as defined below), applications, data, text, images, and other content made available by or on behalf of ChainBow Co. Ltd. Any modifications to the Service are also subject to these Terms. ChainBow Co. Ltd. reserves the right to modify or discontinue the Service or any feature or functionality thereof at any time without notice. All rights, title, and interest in and to the Service will remain with and belong exclusively to ChainBow Co. Ltd.

  • Fees and Payment

    Recharge: Part of the note service will incur fees, and if you want to use paid features, you need to recharge in advance, and fees will be calculated and deducted in real-time according to the service you use. The deducted fees will include recharge amounts, generated taxes, miner's fees, and all other expenses. Charges: If the service incurs fees, we will calculate the usage fees according to the service you use, including but not limited to usage fees, handling fees, blockchain transaction fees, etc., which will be deducted from your balance while you use the service. All amounts due under this Agreement shall be paid to us without setoff or counterclaim and without any deduction or withholding. Unless otherwise stated in the notice, fees and charges for any new service or new feature of the service will be effective when we communicate updated fees and charges to you. We may increase or add new fees and charges for any existing services you are using by giving you at least 3 days’ prior notice. For all overdue payments, we may choose to charge you interest at the rate of 1.5% per month (or the highest rate permitted by law, if lower). Taxes: Each party shall be responsible, as required under applicable law, for identifying and paying all taxes and other governmental fees and charges (and any penalties, interest, and other additions thereto) that are imposed on that party upon or with respect to the transactions and payments under this Agreement. We reserve the right to withhold taxes where required. A valid payment method, including a credit card, is required to process your payment. You shall provide ChainBow Co. Ltd. or its third-party payment processor with accurate and complete billing information, including full name, address, state, zip code, and valid payment method information. By submitting such payment information, you automatically authorize ChainBow Co. Ltd. to charge all fees incurred through your account to any such payment instruments. All amounts paid are non-refundable. You further agree to be responsible for all taxes associated with the Service, along with any transaction fees and currency conversions added by your financial institution and intermediaries.

  • Blockchain Usage and Fees

    To utilize blockchain functionality, users must deposit funds into their accounts in advance. Each upload to the blockchain incurs a transaction fee, which will be deducted from the user's account balance.

  • Fee Changes

    ChainBow Co. Ltd. reserves the right to modify fees at its sole discretion. Any changes will take effect immediately after the modification of the fee schedule. ChainBow Co. Ltd. will provide reasonable prior notice of any fee changes to allow users to be aware before such changes become effective. Your continued use of the Service after the fee change comes into effect constitutes your agreement to pay the modified fee amount.

  • Refunds

    While all paid amounts are non-refundable, ChainBow Co. Ltd. may consider certain refund requests based on specific circumstances, at the sole discretion of ChainBow Co. Ltd.

  • Account Registration and Blockchain Integration

    Users can create an account to log data. All user data can be uploaded to the blockchain network, with every modification or deletion recorded on the blockchain. Be aware that once note entries are committed to the blockchain, they cannot be altered.

  • Mnemonic Phrases and Private Keys

    A mnemonic phrase refers to the twelve English words generated when creating your account on the blockchain network, acting as your blockchain account's password. The private key, generated from the mnemonic phrase, is a string of characters that controls operations in your account. You are responsible for protecting your mnemonic phrase and private key and any activities or actions undertaken with them, whether for our service or a third-party service. You agree not to disclose your mnemonic phrase and private key to any third party. Notify us immediately upon discovering any breach of security or unauthorized use of your account. We are not liable for any accidents or losses resulting from leaked mnemonic phrases and private keys.

  • User-Generated Content

    “Your Data” refers to any data and content you upload, store, retrieve, or otherwise provide through the Service. You retain all rights to Your Data. You grant ChainBow Co. Ltd. the license to store, retrieve, back up, restore, and otherwise reproduce Your Data so that we can provide you with the Service.

  • Data Storage and Integrity

    The Service stores user data both locally within the application and on the blockchain. Data uploaded to the blockchain is immutable and will permanently record any changes. We are not responsible for any disputes or losses arising from data uploaded to the blockchain. ChainBow Co. Ltd. is not liable for any issues originating from the blockchain network itself, such as delays or errors in processing transactions.

  • Data Privacy and Security

    We are committed to protecting user privacy and data security. Personal information collected is only used for providing and improving the Service and strictly complies with relevant data protection laws and regulations. We take appropriate security measures to protect your data from unauthorized access, disclosure, alteration, or destruction. Users are responsible for safeguarding their account information and data, and should not share sensitive data with unauthorized third parties.

  • User Conduct Guidelines

    Users must comply with all applicable laws and regulations while using the Service. The use of the Service for illegal, fraudulent, or infringing activities is prohibited. Users must not spread malware, viruses, or other content that could harm the Service or other users' interests. Users must not interfere or attempt to disrupt the normal operation of the Service, including but not limited to attacking, abusing, or unauthorized accessing the Service.

  • Operational Emails

    The Service may send operational emails including but not limited to billing emails, account activity emails, and service updates. These emails are necessary to provide the Service.

  • Termination

    You have the right to cease using our services at any time and for any reason without notifying us. Our duty is to ensure the safety and proper maintenance of our services. Therefore, we may need to terminate accounts that violate these terms. In the following instances, we will notify you before terminating your account: (a) if you breach these terms; (b) if your use of our services potentially causes or has caused risk of harm or loss to ChainBow Co. Ltd. or our other users. In such cases, notification will be sent via email to the user's registered email address. If you rectify the issues to our satisfaction, we will not terminate your access to our services. Failure to resolve these issues will result in account termination, during which we will provide you with the ability to take your data with you. In three specific scenarios, we may not be able to notify you before terminating your access to our services: (i) if you seriously and immediately endanger us and other users by materially breaching these terms; (ii) if sending you a notice would result in legal liability or disrupt our services; and (iii) if we are legally unable to notify you. If we terminate your account for the reasons outlined in i-iii, we will assist you in retaining copies of your data as permitted by law. All provisions of the terms shall remain effective after termination, including but not limited to ownership provisions, warranty disclaimers, indemnity, and limitations of liability. Upon termination, your right to use the services will immediately cease.

  • Limitation of Liability

    ChainBow Co. Ltd., its directors, employees, partners, agents, suppliers, or affiliates shall not be liable for (A) any form of loss or damage, including but not limited to indirect, incidental, special, consequential, or punitive damages such as economic loss, loss or damage to electronic media or data, goodwill, or other intangible losses; or (B) any compensation exceeding the total amount of fees you actually paid prior to the claim, including but not limited to situations arising from (i) your access to or use of the service; (ii) your inability to access or use the service; (iii) any third-party behavior or content within the service; (iv) any content obtained through the service; and (v) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal claim, regardless of whether we have been informed of the possibility of such damages, and even if a remedy set forth herein has failed its essential purpose.

  • Disclaimer and Non-Waiver of Rights

    ChainBow Co. Ltd. makes no warranties, representations, or guarantees regarding its website and associated technology. Any potentially applicable warranties, terms, and conditions are excluded to the fullest extent permitted by law. Your use of the service is at your own risk. The service is provided on an “AS IS” and “AS AVAILABLE” basis without any warranties, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, or performance. ChainBow Co. Ltd., its subsidiaries, affiliates, and licensors do not guarantee that the service will be (a) uninterrupted, timely, secure, or available at any specific time or location; (b) that any errors or defects will be corrected; (c) free of viruses or other harmful components; or (d) that the results of using the service will meet your requirements. If you breach these terms and ChainBow Co. Ltd. chooses not to act immediately or at all, ChainBow Co. Ltd. will still be entitled to all rights and remedies at a later date, or in any other situation where you breach these terms. ChainBow Co. Ltd. does not waive any of its rights. ChainBow Co. Ltd. is not responsible for any alleged breach of these terms due to circumstances beyond its control. A person who is not a party to these terms has no rights of enforcement. You may not assign, sublicense, or otherwise transfer any of your rights under these terms.

  • Dispute Resolution

    All disputes and issues arising in relation to this Service Agreement, its construction or application, or any provision contained therein, or any act, deed, or omission by any party, or any other matter relating to this Service Agreement, will be resolved through arbitration appointed by ChainBow Co. Ltd.

  • Terms Update

    The Terms of Use may be updated to reflect changes in blockchain technology, transaction fees, or other relevant aspects. We reserve the right to modify or replace these terms at our discretion. If a revision is substantial, we will make reasonable efforts to provide at least 3 days' notice before any new terms take effect. What constitutes a substantial change will be determined at our sole discretion. By continuing to access or use our services after these revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, in whole or in part, please stop using the website and the service.